Seeing as I don't have my fancy lawyer job (or income) right now, and Cakes recently started in a largely commission-based job, I've had to face a hard reality that I haven't had to face for a while: I need to budget our money. I've made a startling discovery in this regard. As I have had the priviledge of holding a well-paid job, I really never had to look at prices when I shopped, nor did I...so guess what, this budgeting thing does not come easy for me. Here's an excel template that I made, which might help some other moms keep their family finances under control. The key for me is to give myself envelopes of cash for grocery, clothing and spending money (out of which comes everything not listed - movies, DVD rental, new toys, etc.). When the cash in the envelope is finished, so is the buying for the month!
Check out my excel template here.
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